PulseIQ - Market Intelligence

PulseIQ – Terms of Use Last Updated: [DATE] These Terms of Use ("Terms") govern your access to and use of PulseIQ, including the PulseIQ website, mobile application, and any related services (collectively, the "Service"), operated by [COMPANY NAME] ("we," "us," or "our").

BY CREATING AN ACCOUNT, ACCESSING, OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS.

IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICE.

Acceptance of Terms By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein.
Eligibility You must be at least 18 years old (or the age of majority in your jurisdiction) to access or use the Service. By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.
Nature of the Service (Informational Only) PulseIQ provides market-related data, news aggregation, analytics, and AI-generated summaries of financial filings and business updates.

Educational Purpose: All content is provided for informational, educational, and research purposes only. No Professional Relationship: Use of the Service does not create a financial advisor, fiduciary, legal, tax, or professional relationship between you and [COMPANY NAME]. Not for Real-Time Trading: The Service is not intended for real-time decision-making or active trading and should not be relied upon for time-sensitive investment actions. 4. NO INVESTMENT ADVICE (IMPORTANT) THE SERVICE DOES NOT PROVIDE INVESTMENT, FINANCIAL, LEGAL, TAX, OR TRADING ADVICE.

No Recommendations: Nothing contained in the Service constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any security or financial instrument. User Responsibility: You are solely responsible for evaluating the merits and risks of any information provided through the Service. Professional Consultation: You should consult a qualified financial, tax, or legal professional before making any financial or investment decisions. You agree not to hold [COMPANY NAME] liable for any losses or damages arising from decisions made based on information provided by the Service.

Artificial Intelligence & Data Limitations The Service utilizes artificial intelligence, including large language models ("LLMs"), and third-party data sources to generate summaries, analytics, and insights.

You acknowledge and accept that:

AI Limitations: AI systems may generate incorrect, incomplete, misleading, or fabricated information ("hallucinations"). No Manual Verification: We do not manually verify every AI-generated output against original source documents. Data Delays: Market data, filings, and news feeds may be delayed, incomplete, or inaccurate. Third-Party Sources: We do not guarantee the accuracy, completeness, or reliability of third-party data sources. YOU SHOULD ALWAYS VERIFY MATERIAL FINANCIAL INFORMATION USING OFFICIAL AND AUTHORITATIVE SOURCES (SUCH AS COMPANY FILINGS OR REGULATORY WEBSITES).

Assumption of Risk By using the Service, you expressly assume all risks associated with reliance on AI-generated content, third-party data, and summarized information.

Accounts and Subscriptions Registration: You agree to provide accurate, current, and complete information during registration and are responsible for safeguarding your login credentials. Subscriptions: Certain features may require a paid subscription. All fees are non-refundable except as required by law. Pricing and features may change upon notice. Termination by You: You may cancel your account at any time through the Service.
User Conduct and Prohibited Use You agree not to:

Violate any applicable law or regulation; Scrape, mine, harvest, or extract data from the Service by automated means; Use Service content to train or develop competing AI models; Reverse engineer, decompile, or disassemble any part of the Service; Share account credentials to bypass subscription restrictions. 8. Intellectual Property The Service and its original content (excluding underlying third-party data), features, software, and functionality are the exclusive property of [COMPANY NAME] and its licensors.

"PulseIQ" and related logos are trademarks of [COMPANY NAME]. Unauthorized use is prohibited.

Third-Party Links and Content The Service may include links to third-party websites or content not controlled by us. We assume no responsibility for third-party content, policies, or practices and are not liable for any damages resulting from their use.
Forward-Looking Statements The Service may contain forward-looking statements, projections, opinions, or expectations regarding markets, companies, or economic conditions. Such statements involve inherent risks and uncertainties, and actual results may differ materially. We undertake no obligation to update forward-looking information.
Beta and Experimental Features Certain features may be offered as beta, experimental, or preview releases. These features may contain errors and are provided "as is" without warranties. We may modify or discontinue such features at any time.
DISCLAIMER OF WARRANTIES THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, [COMPANY NAME] DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR ACCURATE.

LIMITATION OF LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW, [COMPANY NAME], ITS DIRECTORS, EMPLOYEES, PARTNERS, OR AGENTS SHALL NOT BE LIABLE FOR:

INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES; LOSS OF PROFITS, DATA, USE, OR GOODWILL; ANY TRADING OR INVESTMENT LOSSES. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE GREATER OF $100 USD OR THE AMOUNT PAID BY YOU IN THE PRECEDING SIX (6) MONTHS.

Indemnification You agree to defend, indemnify, and hold harmless [COMPANY NAME] from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Service or violation of these Terms. This obligation survives termination.
Dispute Resolution and Governing Law Governing Law: These Terms are governed by the laws of [YOUR JURISDICTION], without regard to conflict-of-law principles. Arbitration (Optional): Any dispute shall be resolved through binding arbitration in [CITY, STATE/PROVINCE]. Class Action Waiver: You waive the right to participate in class or representative actions.
Changes to These Terms We may modify these Terms at any time. Material changes will be communicated via the Service or email. Continued use after changes constitutes acceptance.
Severability and Assignment If any provision is found unenforceable, the remaining provisions remain in effect. You may not assign these Terms without our consent. We may assign these Terms freely.
Contact Information For questions regarding these Terms, contact: [COMPANY NAME] [ADDRESS] [EMAIL ADDRESS]