Terms of Use

Last updated: March 15, 2026

ClarvenAI — Terms of Use

Last Updated: August 22, 2026

These Terms of Use ("Terms") govern your access to and use of ClarvenAI, including the ClarvenAI website at clarvenai.com, any mobile or desktop application, and all related services (collectively, the "Service"), operated by MJ Digital Ventures Inc., an Ontario corporation carrying on business as ClarvenAI ("ClarvenAI," "we," "us," or "our").

BY CREATING AN ACCOUNT, ACCESSING, OR USING THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS.

IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICE.

  1. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy and Refund Policy, each of which is incorporated by reference.

  1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to access or use the Service. By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

  1. Nature of the Service (Informational Only)

ClarvenAI provides market-related data, news aggregation, analytics, signal scores, and AI-generated summaries of financial filings, earnings materials, and business updates.

  • Educational Purpose: All content is provided for informational, educational, and research purposes only.
  • No Professional Relationship: Use of the Service does not create a financial advisor, fiduciary, legal, tax, or professional relationship between you and MJ Digital Ventures Inc.
  • Not for Real-Time Trading: The Service is not intended for real-time decision-making or active trading and should not be relied upon for time-sensitive investment actions. Prices, quotes, and market data displayed in the Service may be delayed, cached, or refreshed on a periodic schedule.
  • Not for Regulated Professional Use: The Service is not designed, tested, or approved for use by registered investment advisers, portfolio managers, broker-dealers, exempt market dealers, or other regulated financial professionals in providing advice to clients or making client-specific recommendations.
  • No Monitoring or Delivery Guarantee: Alerts, watchlists, notifications, digests, emails, and summaries are provided for convenience only. We do not guarantee that any alert, notification, filing, news item, earnings event, price movement, or market event will be detected, generated, delivered, or delivered on time. You should not rely on the Service as a monitoring, surveillance, or notification system.
  1. NO INVESTMENT ADVICE (IMPORTANT)

THE SERVICE DOES NOT PROVIDE INVESTMENT, FINANCIAL, LEGAL, TAX, OR TRADING ADVICE.

  • Not Registered: MJ Digital Ventures Inc. is not registered as an investment adviser, portfolio manager, exempt market dealer, or investment fund manager with the Ontario Securities Commission, any other Canadian securities regulator, or the U.S. Securities and Exchange Commission, and is not a member of any self-regulatory organization.
  • No Recommendations: Nothing contained in the Service constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any security or financial instrument. Signal scores, opportunity scores, peer-implied values, and similar outputs are quantitative summaries of public data, not recommendations.
  • No Personalization: Content is not tailored to your financial situation, objectives, risk tolerance, or tax position.
  • User Responsibility: You are solely responsible for evaluating the merits and risks of any information provided through the Service.
  • Professional Consultation: You should consult a qualified financial, tax, or legal professional before making any financial or investment decisions.

You agree not to hold MJ Digital Ventures Inc. liable for any losses or damages arising from decisions made based on information provided by the Service.

  1. Artificial Intelligence & Data Limitations

The Service utilizes artificial intelligence, including large language models ("LLMs"), and third-party data sources to generate summaries, analytics, scores, and insights.

You acknowledge and accept that:

  • AI Limitations: AI systems may generate incorrect, incomplete, misleading, or fabricated information ("hallucinations").
  • No Manual Verification: We do not manually verify every AI-generated output against original source documents.
  • Data Delays: Market data, filings, and news feeds may be delayed, incomplete, or inaccurate.
  • Third-Party Sources: We do not guarantee the accuracy, completeness, or reliability of third-party data sources.
  • Model Outputs Vary: Identical or similar inputs may produce different outputs at different times.
  • Outputs Are Not Exclusive: AI-generated outputs may be similar or identical for different users, particularly where derived from the same public company data. You do not acquire exclusive rights in any AI-generated output.

YOU SHOULD ALWAYS VERIFY MATERIAL FINANCIAL INFORMATION USING OFFICIAL AND AUTHORITATIVE SOURCES (SUCH AS COMPANY FILINGS ON SEDAR+ OR EDGAR, OR REGULATORY WEBSITES).

Assumption of Risk

By using the Service, you expressly assume all risks associated with reliance on AI-generated content, third-party data, and summarized information.

  1. Accounts
  • Registration: You agree to provide accurate, current, and complete information during registration and are responsible for safeguarding your login credentials and for all activity under your account.
  • Notification: You must notify us promptly of any unauthorized use of your account.
  • One Account: Accounts are personal to you and may not be shared, resold, or transferred.
  1. Subscriptions, Trials, and Billing
  • Paid Plans: Certain features require a paid subscription ("Pro"). Current pricing is displayed at checkout and on our pricing page.
  • Payment Processor: Payments are processed by Stripe. We do not store your full payment card details. Your use of Stripe is subject to Stripe's own terms.
  • Taxes: Prices may not include applicable taxes. Where required, sales tax, GST/HST, VAT, or other applicable taxes may be charged in addition to the listed subscription price, based on your billing location.
  • Free Trial: We may offer a free trial period. No payment method is required to start a trial, and you will not be charged when it ends. When the trial expires, access to paid features stops until you choose to subscribe. Trials are limited to one per user, household, or payment method, and we may refuse or revoke a trial where we detect duplicate or abusive sign-ups.
  • Automatic Renewal: PAID SUBSCRIPTIONS RENEW AUTOMATICALLY at the then-current price for successive billing periods until cancelled. You authorize us to charge your payment method on each renewal date.
  • Cancellation: You may cancel at any time through your account settings. Cancellation is self-serve and does not require calling, emailing, or speaking with support. Cancellation takes effect at the end of the current billing period, and you retain access to paid features until that date.
  • Refunds: Refunds are governed by our Refund Policy. Except as set out there or as required by applicable law, fees are non-refundable and we do not provide refunds or credits for partial billing periods or unused access.
  • Failed Payments: If a payment fails, we may retry the charge, suspend access to paid features, or downgrade your account.
  • Price Changes: We may change pricing on notice to you. Price changes apply to billing periods beginning after the notice period. If you do not agree, you may cancel before the change takes effect.
  • Promotional Pricing: Promotional or launch rates apply only for the period stated at the time of purchase and may revert to standard pricing thereafter on notice.
  • Plan Limits: Plans may include usage limits, feature limits, rate limits, or fair-use limits — for example on audio generation, AI reports, alerts, watchlist size, or exports. These limits may be displayed at checkout, within the Service, or in plan documentation, and may be adjusted on reasonable notice.
  1. Electronic Communications

By creating an account, you consent to receive service-related communications from us electronically, including account, billing, security, and transactional messages. You may opt out of marketing and digest emails at any time using the unsubscribe link or your notification settings; you may not opt out of essential transactional messages while your account is active.

  1. User Conduct and Prohibited Use

You agree not to:

  • Violate any applicable law or regulation;
  • Scrape, crawl, mine, harvest, or extract data from the Service by automated means;
  • Use Service content or outputs to train, fine-tune, evaluate, or develop competing AI models or datasets;
  • Redistribute, resell, sublicense, or publicly display Service content or third-party data obtained through the Service;
  • Reverse engineer, decompile, or disassemble any part of the Service;
  • Circumvent rate limits, paywalls, trial restrictions, or access controls;
  • Share account credentials to bypass subscription restrictions;
  • Interfere with, overload, or disrupt the Service or its infrastructure.
  1. Intellectual Property and Licence

The Service and its original content (excluding underlying third-party data), features, software, models, prompts, scoring methodologies, and functionality are the exclusive property of MJ Digital Ventures Inc. and its licensors, and are protected by Canadian, U.S., and international intellectual property laws.

"ClarvenAI" and related logos are trademarks of MJ Digital Ventures Inc. Unauthorized use is prohibited.

Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Service for your own internal research purposes. You may not resell, redistribute, sublicense, publish, or commercially exploit the Service or its outputs except as expressly permitted by us in writing.

  1. Your Content

You retain ownership of information you submit to the Service, including watchlists, research boards, notes, decision journals, prompts, alerts, and saved research items ("Your Content").

You grant us a limited, non-exclusive licence to host, store, process, transmit, and display Your Content solely to operate, maintain, secure, and support the Service and to generate outputs for your account. We do not use Your Content to train or fine-tune AI models, and we do not sell Your Content.

Where you choose to share content publicly or with others through the Service — for example by publishing a shared research board — you authorize us to display that content to anyone with the applicable link. You are solely responsible for anything you choose to share. Do not include confidential, personal, sensitive, or third-party proprietary information in shared content. Shared links may be accessible to anyone who obtains them, and we cannot control redistribution of shared content once it has been accessed.

  1. Exported Reports

You may download or export reports, PDFs, and data files for your own internal research use. You may not publish, resell, distribute, or use exported materials to provide paid investment advice, research services, or newsletters to others without our prior written permission. Exported materials remain subject to these Terms and to any third-party data restrictions in Section 13.

  1. Third-Party Data and Content

The Service incorporates data and content licensed from third-party providers, including market data, news, filings, and reference data vendors.

  • Such data remains the property of its respective owners and is provided subject to their terms.
  • Your rights in third-party data are limited to viewing it within the Service for your own internal research use. You may not redistribute, republish, or commercially exploit it.
  • We assume no responsibility for third-party content, policies, or practices, including any third-party websites linked from the Service.
  • Third-party providers accept no liability for your use of their data and are intended third-party beneficiaries of this section.
  1. Forward-Looking Statements

The Service may contain forward-looking statements, projections, opinions, scenarios, or expectations regarding markets, companies, or economic conditions. Such statements involve inherent risks and uncertainties, and actual results may differ materially. Past signals, scores, or performance do not guarantee future results. We undertake no obligation to update forward-looking information.

  1. Beta and Experimental Features

Certain features may be offered as beta, experimental, or preview releases. These features may contain errors and are provided "as is" without warranties. We may modify, limit, or discontinue such features at any time.

  1. Modification, Coverage, and Availability of the Service

We may modify, suspend, or discontinue all or part of the Service at any time. We may also add, remove, or limit coverage of specific securities, tickers, markets, exchanges, sectors, or asset classes, including where a data provider changes or terminates access.

Where a change materially reduces the value of a paid subscription, we will provide reasonable notice and, at our discretion, a pro-rated credit or the ability to cancel.

  1. Suspension and Termination
  • By You: You may cancel your account at any time through the Service.
  • By Us: We may suspend or terminate your account, with or without notice, if you breach these Terms, if we suspect fraudulent or abusive use, if required by law, or if we discontinue the Service.
  • Effect: On termination, your right to access the Service ends immediately.
  • Data After Termination: We may retain certain account, billing, security, and legal records after termination as required or permitted by law. You may request deletion of personal information as described in our Privacy Policy.
  • Survival: Sections relating to intellectual property, your content licence, disclaimers, limitation of liability, indemnification, and dispute resolution survive termination.
  1. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MJ DIGITAL VENTURES INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR ACCURATE.

Some jurisdictions do not allow the exclusion of certain warranties. To the extent such exclusions are prohibited, they do not apply to you and nothing in these Terms limits any non-excludable statutory rights you may have, including under the Ontario Consumer Protection Act, 2002.

  1. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MJ DIGITAL VENTURES INC., ITS DIRECTORS, OFFICERS, EMPLOYEES, PARTNERS, AND AGENTS SHALL NOT BE LIABLE FOR:

  • INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES;
  • LOSS OF PROFITS, DATA, USE, OR GOODWILL;
  • ANY TRADING OR INVESTMENT LOSSES;
  • ANY FAILURE, DELAY, OR ERROR IN DETECTING, GENERATING, OR DELIVERING ALERTS, NOTIFICATIONS, DIGESTS, OR SUMMARIES.

IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100 CAD) OR THE AMOUNT YOU PAID US IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.

  1. Indemnification

You agree to defend, indemnify, and hold harmless MJ Digital Ventures Inc. from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from your use of the Service or violation of these Terms. This obligation survives termination.

  1. Governing Law and Dispute Resolution
  • Governing Law: These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
  • Venue: Subject to the paragraph below, you and we submit to the exclusive jurisdiction of the courts of the Province of Ontario.
  • Informal Resolution: Before commencing formal proceedings, you agree to contact us and attempt in good faith to resolve the dispute for a period of thirty (30) days.
  • Consumer Rights Preserved: If you are a consumer resident in Ontario or another jurisdiction with equivalent protections, nothing in this section limits your right to commence or participate in a proceeding in a court of competent jurisdiction, including a class proceeding, where that right cannot lawfully be waived.
  1. Changes to These Terms

We may modify these Terms at any time. Material changes will be communicated via the Service or by email at least fourteen (14) days before taking effect. Continued use after changes take effect constitutes acceptance.

  1. Severability and Assignment

If any provision is found unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions remain in full force. You may not assign these Terms without our consent. We may assign these Terms freely, including in connection with a merger, acquisition, or sale of assets.

  1. Entire Agreement

These Terms, together with the Privacy Policy, Refund Policy, and any plan-specific terms presented at checkout, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements.

  1. Contact Information

For questions regarding these Terms, contact:

MJ Digital Ventures Inc. (o/a ClarvenAI) contact@clarvenai.com https://clarvenai.com/contact

For intellectual property or copyright concerns, contact us at the email address above with the subject line "Copyright Notice."